Property Factor in Cape Town

We procure mortgage bond finance for both residential and commercial properties in South Africa. Whether you are a first-time homebuyer or an astute property investor, whether you're based in South Africa or reside overseas, let us be your first point of contact. While we specialise in dealing with entrepreneurs and self-employed individuals, our level of service is not limited to your choice of occupation.

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  • Exclusive buyers agent

    In line with our motto of uncompromisingly representing the purchaser, we offer this unique service. We will source your ideal home or next property investment, negotiate the best price on your behalf and assist you with all the statutory requirements until the property has transferred into your name. This service is currently available only in the Western Cape.
  • Commercial and industrial property finance

    This category of finance can be a little challenging. Don't attempt this one on your own. The banks credit criteria differ from bank to bank. To ensure that you are offered the best available financing option, allow us to be of service to you.
  • Further advance

    If you have sufficient equity in your property - the difference between the market value of the property and the loan outstanding - we can assist you in releasing some of that equity, be it for additional cashflow, future investment or even to finance a new business venture.
  • Building or renovating loans

    Do you need finance for a building or renovating project? We can assist you, while advising you on all the potential pitfalls, ensuring that you project runs as smoothly as possible.
  • Foreign property investors

    Are you considering buying property in South Africa, but are uncertain of the local banks' financial requirements? We are well-versed in this field and will gladly facilitate the transaction for you. We can also offer you alternative international financing solutions. Also see our exclusive buyers' agency service.
  • Residential property finance

    Whether you are a first-time homebuyer and a seasonal investor, for the sound advice and outstanding service, talk to us first regarding your mortgage finance requirements.

Contact

Property Factor

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